Top Video Play

SELECT YOUR GENDER

Male
Female

Please Confirm Your Gender

To provide a personalized experience, please select your gender below. This helps us tailor content and services to better suit your needs.
Your selection will remain private and is used only to enhance your experience on this platform. You may change your selection at any time.

Top 10 Best Health Insurance Companies in India 2025

Choosing the right health insurance company is vital for securing your family’s medical needs and future well-being. In 2025, India’s health insurance industry is growing rapidly, with top insurers offering digital services, cashless networks, and customizable plans. This article covers the top 10 health insurance companies in India based on claim settlement ratio, customer satisfaction, coverage benefits, and affordability.

1. Star Health and Allied Insurance

Head Office: Chennai, Tamil Nadu

Key Strengths: Specialized Health Plans, High Claim Settlement Ratio

Star Health is a pioneer in standalone health insurance and continues to be a leader in 2025 with comprehensive coverage, fast claim approvals, and tailored policies for families, individuals, and senior citizens.

2. HDFC ERGO Health Insurance

Head Office: Mumbai, Maharashtra

Key Strengths: Cashless Network, Digital Services, Family Floater Plans

HDFC ERGO provides wide-ranging health insurance options with digital claim processing, teleconsultations, and preventive healthcare tools, making it a top choice for modern Indian families.

3. Niva Bupa Health Insurance

Head Office: New Delhi

Key Strengths: Global Coverage, No Room Rent Limits

Formerly Max Bupa, Niva Bupa continues to rise in 2025 with attractive benefits like unlimited sum restoration, direct claim settlement, and wide hospital tie-ups across India.

4. ICICI Lombard General Insurance

Head Office: Mumbai, Maharashtra

Key Strengths: Corporate Health Plans, Health Riders

ICICI Lombard offers flexible and cost-effective health insurance solutions with advanced wellness benefits and a vast cashless hospital network across urban and rural India.

5. Care Health Insurance

Head Office: Gurgaon, Haryana

Key Strengths: High Coverage Options, Maternity Benefits

Care Health Insurance provides feature-rich policies with generous coverage limits, annual health check-ups, and seamless claims processing for individual and family policies.

6. Tata AIG Health Insurance

Head Office: Mumbai, Maharashtra

Key Strengths: Affordable Premiums, Global Cover Options

Tata AIG is known for its value-for-money health plans and solid customer service. It offers global health covers, second opinions, and wide-ranging wellness programs.

7. Aditya Birla Health Insurance

Head Office: Mumbai, Maharashtra

Key Strengths: Rewards for Fitness, Chronic Care Management

Aditya Birla promotes healthy living through its unique HealthReturns program, where customers earn points by staying fit and can use them to pay premiums or medical expenses.

8. SBI General Insurance

Head Office: Mumbai, Maharashtra

Key Strengths: Strong PAN India Network, Trusted Brand

Backed by the State Bank of India, SBI General offers affordable health policies with easy accessibility, especially in semi-urban and rural areas of India.

9. ManipalCigna Health Insurance

Head Office: Mumbai, Maharashtra

Key Strengths: OPD Cover, Disease-Specific Plans

ManipalCigna is gaining popularity in 2025 with its versatile products, including OPD cover, critical illness protection, and top-up plans for enhanced protection.

10. Reliance General Insurance

Head Office: Mumbai, Maharashtra

Key Strengths: Instant Policy Issuance, Digital Claims

Reliance General offers quick and hassle-free policy issuance with a strong presence in tier-2 and tier-3 cities. In 2025, it continues to expand its footprint with improved services and digital features.